🏦 Why Mortgage Pre-Approvals Fall Apart (And How to Protect Your Home Purchase) 🚨

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 24/02/2026

Why Pre-Approvals Fall Apart A mortgage pre-approval is not a guarantee. It’s a conditional financial snapshot — and if that snapshot changes, the loan can fall apart fast. As a mortgage broker at Medallion Funds, I’ve seen strong buyers lose homes days before closing because something changed between pre-approval and underwriting.

Bill Rapp, Commercial Mortgage Broker

📊 Jobs Report & Mortgage Rates: What Today’s Employment Data Means for Homebuyers 🏠

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 19/02/2026

What the Jobs Report Means for Mortgages Every month, the jobs report moves mortgage rates — sometimes within minutes. If you’re buying, refinancing, or investing in real estate, understanding how employment data affects mortgage rates can save (or cost) you thousands.

Bill Rapp, Commercial Mortgage Broker

📈 How Interest Rates Impact Your Mortgage Payment 💰 (Real-Life Examples)

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 11/09/2025

📈 How Interest Rates Affect Your Mortgage Payment (With Real Examples) When shopping for a home, most buyers focus on the price of the house—but the interest rate is just as important. Even a small change in rates can make a big difference in your monthly mortgage payment and the total cost of your loan.

Bill Rapp, Commercial Mortgage Broker